How to earn extra pennies on the side and make them count too

Authored by Cathrine

Many a time people have a lot of dead time in between important work. They end up spending endless hours just scrolling through social media, to no benefit. I have found that using that extra unclaimed time to earn pennies is actually a very good venture. Coupled with investing the few pennies to get compound interest, you would be very surprised how much you will have accumulated over a full year. There is a number of very straightforward and uncomplicated ways to make extra dollars if you are a 9-5 kind of worker. Most of them you can do from the comfort of your couch even as you entertain your family too. Here are some few ways i have made some coins after my 9-5 job.

1. Do surveys. I used to hear a lot on social media about how surveys can pay small money if you sign up and take them. For a long time I hesitated, for no good reason other than just being sceptical, but once I took the dive I have not gone back. There are a few survey sites that pay good money, like Attapoll, Octopus, Toluna, just to mention a few. These sites have surveys of different lengths, ranging form a minute to 30 minutes, which you can choose to do depending on the amount of free time you have at any given moment. The key takeaway points I have for this hustle is not to attempt to open several accounts on the same site as this may lead to you being banned from the site, sometimes permanently. Some sites like Attapoll will award you cash at the end of each survey, which you can cash out using different platforms like Paypal or several other cashout options. Other sites like Toluna will award you points after every survey, which you can redeem after reaching a certain threshold amount using gift cards and also Paypal.

2. Another online earning potential is testing game apps online. Some companies require you to download games and play until you reach a certain level then get rewarded. Apps like Clickworker, Multipolls, and others, allow you to earn small money through testing game applications. Download the games and give the phone to your children to play the games during the times you are busy with something.

Boy showing his mother results of his game

This will help you reach the level you need for compensation faster. Chances are your children love to play online games and they are always going to use the internet anyway so use that to your advantage and it is a win-win situation.

3. Aside from doing surveys and testing game apps, another earning opportunity lies in training AI. There are several sites which you can sign up with and help train AI through carrying out certain tasks. I have personally worked on some Appen projects, specifically the Whatcom projects, and I have made some good pennies testing their new applications. When you join such projects, make sure to be on the lookout for what time the projects are normally uploaded.

Personal Daily Planner

Align your schedule with that timeline in mind to maximize the amount of tasks you work on in order to earn high amounts each day.

4. Use every available small break you get, even as short as 10 minutes to earn as much as you can. I have started giving myself target for each day, say to earn at least $7 from such small ventures. By the end of a 5-day week I will have more than $35 from surveys only. So many opportunities are present for you to do these little jobs. I used to think I did not have enough spare time until I started working on these little jobs. That is when I realized how much dead time I had on my hands. Use the time when others are just talking at work to listen to them and do surveys at the same time.

Woman works on her tablet as she watches her kids at the park

Work even at the park as you watch your child play. Choose to stay in the car at the mall when your partner wants to do some shopping for themselves and allow them to shop in peace as you earn your pennies in the car park. When everyone else at home is on their mobile binge-watching content on social media, be on your phone earning money.

Now that you have earned your pennies on the side, how best do you make them count? Simple. Invest all the money you get from your little side hustles. Buy EFTs or open a high yield savings account. Investing the money gives you a sense of achievement as you see your balance gradually grow. Remember to not mix you side hustle money with your income from your main job. Keep them separate so you can watch your few pennies grow into a good balance. It serves as motivation to keep going when you see the investment balance slowly but steadily grow. To date I have managed to invest $567 and I only started slightly more than 3 months ago.

While at it, set regular automated investment instalments to push you to achieve your targets. I cannot tell you where to invest but I use CommSec Pocket Investments, which is a subsidiary of my main banking institution. There are countless other investment platforms, like Moomoo, among others.

Investment trends

Whatever you do, make the pennies count by making them do work for you in your sleep through investments. And no matter how bumpy the market landscape becomes, ALWAYS be investing. You will thank yourself later.

Please share your own ways of making money on the side so we can all learn and earn some more.

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Remember to leave a comment and like the post. Till next time, keep earning your extra pennies…

8 Tips to Make Your Marriage Last Longer

In their article published in July 2020, Our World Data posits that “the proportion of people who are getting married is going down in many countries across the world”. Marriage can be a beautiful journey, full of love, laughter, and shared experiences. For that to happen, there is a need for effort, understanding, and commitment to navigate the inevitable challenges that come with it. If not handled well, a marriage can disintegrate into so many ugly things, among them, divorce. Divorce, and indeed any other serious marital issues, do not affect the husband and wife only. The whole family is affected, and sometimes the surrounding community members suffer too.

A man sits with his children after being abandoned by his wife

A whole book can be written on the negative physical, psychological, emotional and all the other -al effects that a sour marriage can lead to. This article focuses on how to make a marriage last long.  It is not the complete manuscript of how to stay married, but it highlights some of the most important ingredients necessary to make a marriage last long.

Realize that Communication is Key

Open and honest communication is the cornerstone of a strong marriage. Be sure to share your thoughts, feelings, and dreams with each other all the time. Yes, all the time and not sometimes. It does not matter if the thoughts and feelings are not positive. Your partner needs to know so that they can help or encourage you, depending. Look for ways and perfect opportunities to initiate difficult conversations between the two of you.

Deep conversation between a couple

You also should be a good listener and create a safe space for vulnerability for your partner. Neither of you should judge the other’s feelings. Rather seek to understand where they could be originating from.

Spend Quality Time Together

In the hustle and bustle of life, it’s important to prioritize quality time with your spouse. I never knew the importance of such until I was well in my late thirties when I began to spend more and more time with my husband just binge-watching movies during the weekends and scarcely doing anything else. It felt and still feels so good that I look forward to free weekends every time so we can just chill and bond. You can also plan regular date nights, engage in shared hobbies, in addition to simply enjoying each other’s company without distractions.  

Couple relaxing on the couch

Spending time together helps bring you together physically and emotionally. It gives you opportunities to know some of the most intricate details about each other. This involves both of you knowing which buttons to push on your partner, and to what extent. A common cause of break-ups between loved ones is frustration resulting from ignorance of the other person’s tolerance threshold. Spending some quality time together can hence help marriages to last long.

Show Affection and Appreciation

You should never underestimate the power of small gestures of love and appreciation. Express your love through the following ways:

Words: Every human being craves to be loved and to be explicitly told that they are cherished. Do not assume that your partner knows that you love them so there is no need to constantly remind them. Let your partner know what you love about them and be sincere about it always.

Physical touch: Another powerful way of showing love is through physical touch. Holding hands, cuddling and hugging your partner often will create a bond between you that would not ordinarily exist between non-physical couples. Note that not all people like to be touched all the time, especially in public places, so you need to study your partner and be moderate in the amount and frequency of touching involved.

Random light touches keep couples connected

Acts of kindness. Be kind to your spouse all the time. My husband and I never forget to be kind to each other, even when we are in the midst of a conflict. Acts of kindness can vary from simple things like passing them the remote when they are lying comfortably on the couch, to driving them to the mall when they need something and do not feel like driving themselves. There are many opportunities to show kindness to your partner every day, and such acts do not go unnoticed. They are the little deposits that you make into your bank of love, and they may help make a marriage last long.

Let your spouse know how much you value and appreciate them. In a world where different people express love differently, identify your own love language and let your spouse know without a doubt that you love them unconditionally and completely.

Maintain Respect and Trust

Mutual respect and trust are essential for a healthy marriage. I can never over-emphasize the value of these two values in any type of association. Respect each other’s opinions, even when you disagree. A lack of respect for your partner is the main gateway to all the other bad things that can worm their way into your marriage. If you do not have respect for the other person, you can easily cheat on them, disregard their feelings, and be mean to them in all possible ways. Be honest and transparent with each other to build and maintain trust. Complete trust nurtures vulnerability with each other, a very important ingredient for making a marriage last long.

Support Each Other’s Growth

Encourage and support each other’s personal and professional growth. Be your partner’s cheer leader. Always celebrate your spouse’s successes and strive to be there for them during challenging times. People are almost always likely to stick to the people who stay by their side in times of difficulties. As they say, a friend in need is a friend indeed. Granted-: some people can easily forget the people that were with them when every other person had disserted them. However, if they easily forget your availability and sacrifices towards them and leave you, it means they were never meant to be with you in the first place. Embrace your loss. You win some and you lose some. The bottom line is you should help your partner to grow and flourish in all areas of their life that make them satisfied.

Couple celebrating the success of one partner

A happy partner is unlikely focus on the negative energies that may come from you at some points in your life together. They are also more amenable to tolerating your weaknesses, helping your marriage to last long.

Foster a spirit of Forgiveness and Understanding

Everyone makes mistakes. Learn to forgive each other and let go of grudges. I understand that it depends on the gravity of the situation, but you can still forgive and choose not to forget. I forgave my husband for cheating, after being on a separation for a full year. It was not an easy decision to make.

A woman contemplates a big decision

However, I weighed the pros and cons of divorcing him and concluded that I was better off making amends with him than starting off with another man. That was one of the best decisions of my life. Now we are happy together, growing old together and raising our daughter in an atmosphere of love. It depends on what you go through but if you can find it in your heart to forgive, do so. If the other person is repentant, it is a worthwhile move. Practice empathy and try to understand each other’s perspectives. You are different individuals, and you see things differently. Be tolerant.

Keep the Romance Alive

Don’t let the romance fade away. Continue to court each other, surprise each other, and keep the spark alive. There are several ideas you can come up with depending on both your interests. Consider taking a day or two away from home if you have kids. Ask your family to take care of them for you as you go away to be with each other in a different setting. Do not let the flirting fade off with age.

An old couple dances together

Strive to remain the man or woman they fell in love with at the beginning, not physically of course, but in every other way possible. People tend to relax and feel like they have ‘arrived’ when they get married, but marriage is actually the beginning of a lot of work and sacrifices towards a blissful union. Those who do not make efforts to keep the flame alive usually find themselves stuck in a boring association which they eventually walk away from. You want your marriage to last long? Keep that fire burning!

Seek Help When Needed

Don’t hesitate to seek professional help if you’re facing difficulties in your marriage. A therapist or counselor can provide guidance and support to help you navigate challenges and strengthen your relationship.

Counselling session for a married couple

However, your partner should be the first to hear your concerns and worries before involving third parties.

Remember, a successful marriage is not about finding the perfect partner, but about two imperfect people learning to love and grow together. Take time to reflect on your own union and find opportunities to incorporate some of the above ideas and watch your relationship flourish.

Until next time, stay in love!!!

Your turn…

What are your own opinions about what makes any marriage stand the test of time? Let’s discuss in the comment section below…

References

  1. Ortiz-Ospina, E., & Roser, M. (2023). Marriages and divorces. Our World in Data.